Buying A Home
The homebuying process can seem complicated, but if you take things step-by-step, you will soon be holding the keys to your own home!
Directory of Home Ownership Resouce Professionals
Owning a Home
Owning your own home is the American Dream…but you need to be prepared for its challenges. These tips, tricks, and other information can help make your experience as a homeowner a little easier.
Home Improvements
Whether you want to fix a faucet or add a new addition to your home, you need to know the facts and the pitfalls of home improvements. Here are some sources that can help.
Predatory Lending
Over the last several years, our nation has made enormous progress in expanding access to capital for previously under served borrowers. Despite this progress, however, too many families are suffering today because of a growing incidence of abusive practices in a segment of the mortgage lending market.
Don't Become a Victim of Loan Fraud
Buying or refinancing your home may be one of the most important and complex financial decisions you'll ever make. Many lenders, appraisers, and real estate professionals stand ready to help you get a nice home and a great loan. However, you need to understand the home buying process to be a smart consumer.
Credit Repair
Everyday, companies nationwide appeal to consumers with poor credit histories. They promise, for a fee, to clean up your credit report so you can get a car loan, a home mortgage, insurance, or even a job. The truth is, they can’t deliver. After you pay them hundreds or thousands of dollars in fees, these companies do nothing to improve your credit report; most simply vanish with your money.
Repairing Your Credit
Even if you don’t have a poor credit history, some financial advisors and consumer advocates suggest you review your credit report periodically because the information it contains affects whether you can get a loan or insurance — and how much you will have to pay for it.
Spotting Predatory Lending
If a deal to buy, repair or refinance a house sounds too good to be true, it usually is!