Owning a Home
Maintaining and Improving Your Home
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HUD programs - HUD has a number of programs that may help you with home improvements |
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Rural housing repair and rehabilitation grants and loans |
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Home improvements for senior citizens |
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Avoid deceptive home improvement contractors |
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Tips for hiring a contractor |
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Home maintenance and repair - great index of "how to's" from repairing leaky faucets to getting ketchup out of carpet |
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Specially adapted housing program at the Veterans Administration |
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Information for people with disabilities |
Energy and Your Home Environment
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Make your home energy efficient with the Energy Star program |
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Home energy saver - find the best ways to save energy in your home |
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Consumer Energy Information from the Department of Energy |
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Protect your family from lead poisoning |
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Protect your home from lead hazards |
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Indoor air quality |
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Radon |
Paying Your Mortgage
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Escrow accounts- in most cases, part of your monthly mortgage payment goes into an escrow account. Know what to expect |
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Mortgage insurance premiums |
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Your rights and the responsibilities of the mortgage servicer |
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Reservists, Guardsmen, and Other Military Personnel have special protections |
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Having trouble with your FHA lender? - HUD's National Servicing Center may be able to help you |
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If you are facing the loss of your home… |
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Avoiding foreclosure on an FHA loan |
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If you have trouble paying your VA loan |
Refinancing
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What you need to know about refinancing |
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Should I refinance? - this simple calculator can help you see if refinancing is right for you |
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FHA streamline refinance |
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Interest rate reduction refinancing loans for veterans |
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Predatory Lending - don't be a victim of unscrupulous lending practices |
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When not to refinance |
Reverse Mortgages
Manufactured Homes
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Have a problem with your manufactured home? |
Disaster relief
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HUD disaster relief assistance |
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Disasterhelp.gov |
Selling Your Home
Selling your home can be exciting, but it also takes work. You’llneed to fix all those little problems you’ve let go for so manyyears. You need to decide if you’re going to try to sell your ownhome or use a professional real estate broker. And you’ll need tobe patient! Selling your home can take some time, depending on yourlocal real estate market.
Learn about the process and the pitfalls of selling your home,before you begin. Here are just some of the resources available.
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Gettingyour house ready to sell |
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Sellingyour home |
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Settlement costs |
Related Links
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Government publications on homeownership |
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At home and in the garden…tips from the federal environmental agency |
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Historic preservation |